㈠ 求一篇3000字左右的关于融资方面的英文文章
Financing Solutions - Think Outside The Bank
July,2007 by Stephen Bush
Commercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established instries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank”.
There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit card factoring programs; (2) commercial mortgage loans; and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower’s particular instry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank”.
As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders.
COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK
Business Cash Advance and Credit Card Receivables Programs
Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank” and locate non-traditional lenders to assist with this commercial financing need.
COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK
Commercial Mortgage Loans
Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank”. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender.
COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK
Credit Card Processing Programs
The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant’s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing.
A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank”, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing.
㈡ “融资”的英文怎么说
1.financing 2.finance 3.lout 4.accommodate 1. financing n. 融资 ，财务，资专金...finance n. 财政，财务 2. finance v. 筹措资金，融资 3. lout 融资 4. accommodate 融资，供给属...account bought 代购 货物单
㈢ 请问 企业融资 用英语怎么说啊
Corporate Finance
㈣ 求天使投资英文案例
掌握创业融资省钱的六大窍门
如今创业热潮一浪高过一浪，许多人在创业初期往往求“资”若渴，为了筹集创业启动资金，根本不考虑筹资成本和自己实际的资金需求情况。除了王佳以外，走入了这一误区的创业者不在少数，他们千方百计一心融资，对金融机构的利率上浮、收取咨询费等额外条件有求必应，有的甚至不惜替金融机构承担不良资产债务。
王佳原来在一家电脑公司做推销员，后来一位当老板的朋友多次鼓动他自己创业，并许诺如果需要贷款可以提供担保。有好友的鼎力相助，他便辞去了这份收入不菲的工作，自己注册了一家电脑公司。在好友帮助下，他顺利从>当地信用社取得了30万元贷款，信用社的服务非常完善，可就是贷款利率比法定贷款利率上浮30%，另外还要从贷款中扣除两笔莫名其妙的“咨询费”和“理财顾问费”，这样，他实际贷款的年利率达到了7%以上。当时，王佳没有过多考虑贷款成本，可由于电脑业竞争激烈，他只能微利经营，到年底一算账，偿还贷款本息后正好不挣不赔，用他的话说，等于白白给信用社打了一年工。
如今创业热潮一浪高过一浪，许多人在创业初期往往求“资”若渴，为了筹集创业启动资金，根本不考虑筹资成本和自己实际的资金需求情况。除了王佳以外，走入了这一误区的创业者不在少数，他们千方百计一心融资，对金融机构的利率上浮、收取咨询费等额外条件有求必应，有的甚至不惜替金融机构承担不良资产债务。但是，如今市场竞争使经营利润率越来越低，除了非法经营以外很难取得超常暴利。因此，广大创业者在融资时一定要考虑成本，掌握创业融资省钱的窍门，让银行少赚钱，就等于你多赚钱。
窍门一、巧选银行，贷款也要货比三家。
按照金融监管部门的规定，各家银行发放商业贷款时可以在一定范围内上浮或下浮贷款利率，比如许多地方银行的贷款利率可以上浮30%。其实到银行贷款和去市场买东西一样，挑挑拣拣，货比三家才能选到物美价廉的商品。相对来说，国有商业银行的贷款利率要低一些，但手续要求比较严格，如果你的贷款手续完备，为了节省筹资成本，可以采用个人“询价招标”的方式，对各银行的贷款利率以及其它额外收费情况进行比较，从中选择一家成本低的银行办理抵押、质押或担保贷款。
窍门二、合理挪用，住房贷款也能创业。
普通三至五年商业贷款的年利率为5.58%，二者相差0.81个百分点，办理住房贷款曲线用于创业成本更低。如果创业者已经购买有住房，也可以用现房做抵押办理普通商业贷款，这种贷款不限用途，可以当作创业启动资金。
窍门三、精打细算，合理选择贷款期限。
银行贷款一般分为短期贷款和中长期贷款，贷款期限越长利率越高，如果创业者资金使用需求的时间不是太长，应尽量选择短期贷款，比如原打算办理两年期贷款可以一年一贷，这样可以节省利息支出。另外，创业融资也要关注利率的走势情况，如果利率趋势走高，应抢在加息之前办理贷款，这样可以在当年度内享受加息前的低利率；如果利率走势趋降，在资金需求不急的情况下则应暂缓办理贷款，等降息后再适时办理。
窍门四、用好政策，享受银行和政府的低息待遇。
创业贷款是近年来银行推出的一项新业务，凡是具有一定生产经营能力或已经从事生产经营活动的个人，因创业或再创业需要，均可以向开办此项业务的银行申请专项创业贷款。
㈤ "融资"用英语怎么表达
楼上是对的，但你的例句中并没有financing呀！
financing 是个多义词，包括“融资，筹措资金，理财，财内务，资金等容”
所以，可以用financing,但它是名词，使用时前面要加上一个动词，make financing, develop financing program.等！
㈥ 融资方式 英文翻译
Financing Method 例句：
An Empirical Study of Equity Financing Method of Listed Companies
上市公司股权融资方式的实证研究内
Financing way，Financing Mode也可以容。
㈦ 求大神翻译一段融资风险的英语
股票投资一般是指买入并持有的股票在证券市场中个体公司的股息和资本收益的预期收益，如股票上涨的价值。典型的股权持有人获得投票权，这意味着他们可以投票决定董事会人选以及某些重大交易，与剩余控制权，这意味着他们分享公司的利润，以及恢复一些公司的资产中的事件，它的褶皱，虽然他们在回收他们的投资一般有最低的优先级。通过自我管理的条件和技术条件的制约，小和中小型企业面临的经营亏损时容易大量的资本，经营管理中存在的一些问题。它将直接威胁到企业的生存和发展，这是股权转让融资风险。
网络翻译了一下。。。应该能看懂大意了吧
㈧ 融资1000万 英文怎么说,5%的股份
融资1000万：absorb a fund of 10,000,000
5%的股份：own 5% of the share
㈨ 速求一篇关于股票方面的英语小对话，越简单越好，一般对话控制在1分钟就可以了，要AB 2个人分角色的。
投资入股吧！
A:Thanks for coming over. I'm sorry I couldn't get to your office on time.
B:That's all right. It's not unusual for a stockier（证券经纪人） to keep these hours. And besides, you're an old friend.
A:So, as I was saying. I think this might be a good time for me to invest in that computer company. As my stockbroker（股票经纪人）, what do you think?
B:I think they're doing extremely well. And they would probably welcome your investment.
A:If they're doing so well, why do they need my investment?
B:All right. Let me explain a little about corporate finance.
A:Go ahead. When it concerns my money, I'm very interested.
B;First of all, corporate enterprises（合资公司）, need financing, especially if they want to expand. Now, there are two basic types of financing.
A:And what are they.
B:Equity（入股） and debt（举债）.
A:What's the difference?
B:The use of money supplied by the owners of a business is called equity funding（入股融资）, and the use of money supplied by loans is called debt funding（举债融资）.
A:So what am I, as an investor?
B:Well, you become a partial owner of the company and receive equity. You get shares of common stock to represent your portion of ownership.
A: That's where you come in（那是你的目的所在）, right? Buying the stock for me.
B:Right. By the way, I bought a of the company's Annual Report over for you to look over. You should read it very carefully. Ask me if you have any questions about anything in it.
A:Thanks. I will Say（哎）, does this company pay dividends（分红利） on its stock?
B:Yes. As a matter of fact, I've looked into this organization very carefully. I can report that they have good management, their business is doing quite well and the value of their stock has been rising. I consider this to be an excellent long-term investment, as far as I'm concern.
A:But suppose I want to sell my shares soon?
B:No problem. You would no doubt make a profit on the sale. But I think you might want to keep this company in you portfolio(证券类投资项目).
A:I must say that you've always given me good advice.
B:Well, my advice now is to study the company's Annual Report. You need several days to do that. Then we'll talk some more.
㈩ 求助（英语高手）帮忙译一下关于企业融资的中文摘要
Small and Medium Enterprises (SMEs) are one of main components of national economy and play an important role in promoting economic growth and resolving employment. With the rapid development of SMEs, the SME financing issues have become increasingly prominent. How to effectively solve the SMEs faced financing problem is related to the building of a harmonious society in China. Based on the actual situation, a comprehensive analysis of the current situation of China's SME financing and the reasons caused SME financing difficulties was concted. We also analyzed SMEs’ management, the role of financial institutions, the government's support of legislation and regulatory issues. Based on enterprises, financial institutions and the strength of the government, we explored a way to solve the financing problems of SMEs in China.