㈠ 求一篇3000字左右的關於融資方面的英文文章
Financing Solutions - Think Outside The Bank
July,2007 by Stephen Bush
Commercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established instries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank」.
There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit card factoring programs; (2) commercial mortgage loans; and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower』s particular instry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank」.
As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders.
COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK
Business Cash Advance and Credit Card Receivables Programs
Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank」 and locate non-traditional lenders to assist with this commercial financing need.
COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK
Commercial Mortgage Loans
Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank」. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender.
COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK
Credit Card Processing Programs
The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant』s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing.
A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank」, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing.
㈡ 「融資」的英文怎麼說
1.financing 2.finance 3.lout 4.accommodate 1. financing n. 融資 ，財務，資專金...finance n. 財政，財務 2. finance v. 籌措資金，融資 3. lout 融資 4. accommodate 融資，供給屬...account bought 代購 貨物單
㈢ 請問 企業融資 用英語怎麼說啊
Corporate Finance
㈣ 求天使投資英文案例
掌握創業融資省錢的六大竅門
如今創業熱潮一浪高過一浪，許多人在創業初期往往求「資」若渴，為了籌集創業啟動資金，根本不考慮籌資成本和自己實際的資金需求情況。除了王佳以外，走入了這一誤區的創業者不在少數，他們千方百計一心融資，對金融機構的利率上浮、收取咨詢費等額外條件有求必應，有的甚至不惜替金融機構承擔不良資產債務。
王佳原來在一家電腦公司做推銷員，後來一位當老闆的朋友多次鼓動他自己創業，並許諾如果需要貸款可以提供擔保。有好友的鼎力相助，他便辭去了這份收入不菲的工作，自己注冊了一家電腦公司。在好友幫助下，他順利從>當地信用社取得了30萬元貸款，信用社的服務非常完善，可就是貸款利率比法定貸款利率上浮30%，另外還要從貸款中扣除兩筆莫名其妙的「咨詢費」和「理財顧問費」，這樣，他實際貸款的年利率達到了7%以上。當時，王佳沒有過多考慮貸款成本，可由於電腦業競爭激烈，他只能微利經營，到年底一算賬，償還貸款本息後正好不掙不賠，用他的話說，等於白白給信用社打了一年工。
如今創業熱潮一浪高過一浪，許多人在創業初期往往求「資」若渴，為了籌集創業啟動資金，根本不考慮籌資成本和自己實際的資金需求情況。除了王佳以外，走入了這一誤區的創業者不在少數，他們千方百計一心融資，對金融機構的利率上浮、收取咨詢費等額外條件有求必應，有的甚至不惜替金融機構承擔不良資產債務。但是，如今市場競爭使經營利潤率越來越低，除了非法經營以外很難取得超常暴利。因此，廣大創業者在融資時一定要考慮成本，掌握創業融資省錢的竅門，讓銀行少賺錢，就等於你多賺錢。
竅門一、巧選銀行，貸款也要貨比三家。
按照金融監管部門的規定，各家銀行發放商業貸款時可以在一定范圍內上浮或下浮貸款利率，比如許多地方銀行的貸款利率可以上浮30%。其實到銀行貸款和去市場買東西一樣，挑挑揀揀，貨比三家才能選到物美價廉的商品。相對來說，國有商業銀行的貸款利率要低一些，但手續要求比較嚴格，如果你的貸款手續完備，為了節省籌資成本，可以採用個人「詢價招標」的方式，對各銀行的貸款利率以及其它額外收費情況進行比較，從中選擇一家成本低的銀行辦理抵押、質押或擔保貸款。
竅門二、合理挪用，住房貸款也能創業。
普通三至五年商業貸款的年利率為5.58%，二者相差0.81個百分點，辦理住房貸款曲線用於創業成本更低。如果創業者已經購買有住房，也可以用現房做抵押辦理普通商業貸款，這種貸款不限用途，可以當作創業啟動資金。
竅門三、精打細算，合理選擇貸款期限。
銀行貸款一般分為短期貸款和中長期貸款，貸款期限越長利率越高，如果創業者資金使用需求的時間不是太長，應盡量選擇短期貸款，比如原打算辦理兩年期貸款可以一年一貸，這樣可以節省利息支出。另外，創業融資也要關注利率的走勢情況，如果利率趨勢走高，應搶在加息之前辦理貸款，這樣可以在當年度內享受加息前的低利率；如果利率走勢趨降，在資金需求不急的情況下則應暫緩辦理貸款，等降息後再適時辦理。
竅門四、用好政策，享受銀行和政府的低息待遇。
創業貸款是近年來銀行推出的一項新業務，凡是具有一定生產經營能力或已經從事生產經營活動的個人，因創業或再創業需要，均可以向開辦此項業務的銀行申請專項創業貸款。
㈤ "融資"用英語怎麼表達
樓上是對的，但你的例句中並沒有financing呀！
financing 是個多義詞，包括「融資，籌措資金，理財，財內務，資金等容」
所以，可以用financing,但它是名詞，使用時前面要加上一個動詞，make financing, develop financing program.等！
㈥ 融資方式 英文翻譯
Financing Method 例句：
An Empirical Study of Equity Financing Method of Listed Companies
上市公司股權融資方式的實證研究內
Financing way，Financing Mode也可以容。
㈦ 求大神翻譯一段融資風險的英語
股票投資一般是指買入並持有的股票在證券市場中個體公司的股息和資本收益的預期收益，如股票上漲的價值。典型的股權持有人獲得投票權，這意味著他們可以投票決定董事會人選以及某些重大交易，與剩餘控制權，這意味著他們分享公司的利潤，以及恢復一些公司的資產中的事件，它的褶皺，雖然他們在回收他們的投資一般有最低的優先順序。通過自我管理的條件和技術條件的制約，小和中小型企業面臨的經營虧損時容易大量的資本，經營管理中存在的一些問題。它將直接威脅到企業的生存和發展，這是股權轉讓融資風險。
網路翻譯了一下。。。應該能看懂大意了吧
㈧ 融資1000萬 英文怎麼說,5%的股份
融資1000萬：absorb a fund of 10,000,000
5%的股份：own 5% of the share
㈨ 速求一篇關於股票方面的英語小對話，越簡單越好，一般對話控制在1分鍾就可以了，要AB 2個人分角色的。
投資入股吧！
A:Thanks for coming over. I'm sorry I couldn't get to your office on time.
B:That's all right. It's not unusual for a stockier（證券經紀人） to keep these hours. And besides, you're an old friend.
A:So, as I was saying. I think this might be a good time for me to invest in that computer company. As my stockbroker（股票經紀人）, what do you think?
B:I think they're doing extremely well. And they would probably welcome your investment.
A:If they're doing so well, why do they need my investment?
B:All right. Let me explain a little about corporate finance.
A:Go ahead. When it concerns my money, I'm very interested.
B;First of all, corporate enterprises（合資公司）, need financing, especially if they want to expand. Now, there are two basic types of financing.
A:And what are they.
B:Equity（入股） and debt（舉債）.
A:What's the difference?
B:The use of money supplied by the owners of a business is called equity funding（入股融資）, and the use of money supplied by loans is called debt funding（舉債融資）.
A:So what am I, as an investor?
B:Well, you become a partial owner of the company and receive equity. You get shares of common stock to represent your portion of ownership.
A: That's where you come in（那是你的目的所在）, right? Buying the stock for me.
B:Right. By the way, I bought a of the company's Annual Report over for you to look over. You should read it very carefully. Ask me if you have any questions about anything in it.
A:Thanks. I will Say（哎）, does this company pay dividends（分紅利） on its stock?
B:Yes. As a matter of fact, I've looked into this organization very carefully. I can report that they have good management, their business is doing quite well and the value of their stock has been rising. I consider this to be an excellent long-term investment, as far as I'm concern.
A:But suppose I want to sell my shares soon?
B:No problem. You would no doubt make a profit on the sale. But I think you might want to keep this company in you portfolio(證券類投資項目).
A:I must say that you've always given me good advice.
B:Well, my advice now is to study the company's Annual Report. You need several days to do that. Then we'll talk some more.
㈩ 求助（英語高手）幫忙譯一下關於企業融資的中文摘要
Small and Medium Enterprises (SMEs) are one of main components of national economy and play an important role in promoting economic growth and resolving employment. With the rapid development of SMEs, the SME financing issues have become increasingly prominent. How to effectively solve the SMEs faced financing problem is related to the building of a harmonious society in China. Based on the actual situation, a comprehensive analysis of the current situation of China's SME financing and the reasons caused SME financing difficulties was concted. We also analyzed SMEs』 management, the role of financial institutions, the government's support of legislation and regulatory issues. Based on enterprises, financial institutions and the strength of the government, we explored a way to solve the financing problems of SMEs in China.